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  • Late payments still threaten small business cash flow

    Late payments still threaten small business cash flow

    Jul 28, 2026

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    by

    Ben Sheils
    in Business Support

    Late payments remains one of the biggest challenges facing small businesses across the UK. Even companies that are profitable on paper can find themselves under financial pressure

  • Rising employment costs are changing business decisions

    Rising employment costs are changing business decisions

    Jul 28, 2026

    —

    by

    Ben Sheils
    in Business Support

    Employment costs continue to rise, and many small businesses are feeling the impact. Higher wage bills, increased employment related costs and the expense of recruiting and

  • Five ways AI can save you hours every week

    Five ways AI can save you hours every week

    Jul 13, 2026

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    by

    Ben Sheils
    in Business Support

    Artificial intelligence (AI) is no longer just for large organisations. Many small businesses are now using affordable AI tools to reduce administration, improve customer service

  • Could your business survive a cyber attack?

    Could your business survive a cyber attack?

    Jul 13, 2026

    —

    by

    Ben Sheils
    in Business Support

    Cyber-crime is no longer a problem faced only by large organisations. Small businesses are increasingly being targeted because criminals often assume they have fewer security

  • When did you last check your credit rating?

    When did you last check your credit rating?

    Jul 6, 2026

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    by

    Ben Sheils
    in Business Support

    Many business owners regularly monitor their bank balance, sales and cash flow, but overlook another important financial indicator, their credit rating. Whether you are applying

  • Five ways to improve customer retention

    Five ways to improve customer retention

    Jun 29, 2026

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    by

    Ben Sheils
    in Business Support

    Winning new customers is important, but many businesses overlook the value of keeping the customers they already have. Existing customers are often more likely to buy again,

  • Are you too dependent on one customer?

    Are you too dependent on one customer?

    Jun 29, 2026

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    by

    Ben Sheils
    in Business Support

    Many successful businesses begin by working closely with one major customer. While this can provide valuable income and stability in the early years, becoming too dependent on a

  • The benefits of Fair Payment Code accreditation

    The benefits of Fair Payment Code accreditation

    Jun 22, 2026

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    by

    Ben Sheils
    in Business Support

    Getting paid on time remains one of the biggest challenges facing many small and medium-sized businesses. Late payments can place pressure on cash flow, increase borrowing

  • Companies House steps up enforcement activity

    Companies House steps up enforcement activity

    Jun 22, 2026

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    by

    Ben Sheils
    in Business Support

    Companies House is entering a new era of enforcement as it begins making greater use of the powers granted under the Economic Crime and Corporate Transparency Act. The aim is to

  • Could exporting help your business grow?

    Could exporting help your business grow?

    Jun 15, 2026

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    by

    Ben Sheils
    in Business Support

    Many small business owners assume that exporting is something reserved for larger companies with dedicated sales teams and substantial resources. In reality, advances in

  • Companies House ID verification

    Companies House ID verification

    Jun 8, 2026

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    by

    Ben Sheils
    in Business Support

    Major changes are continuing at Companies House as part of the government’s efforts to improve corporate transparency and tackle economic crime. One of the most significant

  • Government Backing your Business programme

    Government Backing your Business programme

    Jun 8, 2026

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    by

    Ben Sheils
    in Business Support

    The government continues to place growing emphasis on supporting smaller businesses through its “Backing Your Business” programme, which is designed to encourage

  • Tougher action on late payments

    Tougher action on late payments

    May 25, 2026

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    by

    Ben Sheils
    in Business Support

    The Government has introduced a landmark new Bill aimed at tackling the growing problem of late payments to small businesses, with ministers describing the measures as the biggest

  • New employers check list

    New employers check list

    May 18, 2026

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    by

    Ben Sheils
    in Business Support

    Taking on your first employee can help a business grow, although it also brings a number of important responsibilities. Before employing staff for the first time, business owners

  • Covering basic business risks

    Covering basic business risks

    May 18, 2026

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    by

    Ben Sheils
    in Business Support

    Many business owners spend considerable time focusing on sales growth, staffing and profitability, although basic business risks are sometimes overlooked until a problem arises. A

  • Employment law changes pressure small businesses

    Employment law changes pressure small businesses

    May 11, 2026

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    by

    Ben Sheils
    in Business Support

    Many small business owners are already feeling the effects of rising staffing costs, tighter recruitment conditions and increased administration. Recent employment law changes are

  • Why cyber security is now a business survival issue

    Why cyber security is now a business survival issue

    May 11, 2026

    —

    by

    Ben Sheils
    in Business Support

    Cyber security is no longer a concern limited to large corporations. Increasingly, smaller businesses are finding themselves targeted by phishing attacks, payment frauds and

  • Cash flow resilience in uncertain trading conditions

    Cash flow resilience in uncertain trading conditions

    Apr 27, 2026

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    by

    Ben Sheils
    in Business Support

    Rising costs and economic uncertainty have made cash flow management more important than ever. While many businesses focus on profit, it is cash that determines whether a business

  • Hedging against rising costs

    Hedging against rising costs

    Apr 20, 2026

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    by

    Ben Sheils
    in Business Support

    Rising prices remain a concern for many UK business owners, particularly where energy, materials, labour and finance costs are unpredictable. While it is rarely possible to

  • Interest rate outlook for 2026

    Interest rate outlook for 2026

    Apr 20, 2026

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    by

    Ben Sheils
    in Business Support

    The outlook for UK interest rates during 2026 remains uncertain, although current expectations suggest relative stability, with the possibility of modest reductions later in the

  • Data Protection rules are still alive

    Data Protection rules are still alive

    Apr 6, 2026

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    by

    Ben Sheils
    in Business Support

    Businesses that collect or use personal information must comply with UK data protection law. Personal data includes any information that can identify a living individual, such as

  • Business.gov.uk advice selling to international markets

    Business.gov.uk advice selling to international markets

    Apr 2, 2026

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    by

    Ben Sheils
    in Business Support

    There are a variety of services available to assist UK exporters that can be found at https://www.business.gov.uk/export-from-uk/ There you can find a range of government-backed

  • Managing stock turnover

    Managing stock turnover

    Mar 30, 2026

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    by

    Ben Sheils
    in Business Support

    Stock turnover management is one of the most important drivers of business profitability, cash flow strength and resilience during periods of rising costs. Stock represents cash

  • Income from spare capacity

    Income from spare capacity

    Mar 30, 2026

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    by

    Ben Sheils
    in Business Support

    Many businesses have spare capacity that could generate additional income with relatively little additional cost. Spare capacity may arise where premises, staff time, equipment or

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    Holder & Combes Accounting Ltd

    Registered Address: 117 Farringdon Road, London EC1R 3BX
    Company Number: 12531339
    ACCA Registered Practice: 5073184

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